Environmental Liability – Civil Liability for Environmental Pollution
According to Community Directive 2004/35 / EC, any company that causes environmental pollution or puts the environment at a corresponding risk of damage, must take the necessary measures to prevent or repair the damage.
Environmental damage is defined as:
- Soil damage – subsoil, which can pose a serious risk to human health
- Damage to protected species and natural habitats which will adversely affect their conservation
- Damage affecting the environmental status of water resources as defined by the EU and the Marine Strategy Directive
What is covered by environmental pollution insurance:
- Defense costs for the investigation, settlement and settlement of claims
- Expenditure on preventing and mitigating the effects of pollution or environmental damage
- Damage caused by a sudden or gradual incident of pollution
- Cost of cleaning facilities (own & third parties)
- Injuries and property damage caused by pollution
- Restoration or restoration of biodiversity
- Costs of work stoppage due to pollution
- Environmental damage caused during the transport of products / waste
- Environmental damage caused by the duration of construction projects
- Possibility to cover the degradation of the environment without polluting conditions