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Credit Insurance

  • Credit insurance is a specialized insurance designed for all businesses with a contract tailored to the client’s needs.
  • It provides compensation through simple procedures and within agreed-upon predetermined timeframes. 
  • It analyzes and monitors the creditworthiness of each business’s buyers through thorough and continuous collection of financial, credit, and commercial information. 
  • It enhances the business plans of the enterprise, expanding its sales into reliable markets.

What Credit Insurance Offers 

  • Organization of credit control and credit risk through the methods and practices of the contract. 
  • Covers the business from non-payment of credit-related debts by its customers, either due to payment delays or their insolvency. 
  • Improves the quality of its customer base. 
  • Substantially contributes to the profitability of the business by minimizing the risk of unexpected insolvency of its customers. 
  • Provides assurance to the business, allowing it to extend its credits to new markets.
  • Improves and facilitates its funds by assigning the compensation to a banking institution or supplier.

Results of Credit Insurance

  • Protection of liquidity and improvement of corresponding indicators. 
  • Enhancement of profitability and business activity.
  • Comparative advantage for the business, maximizing market share in its industry. 
  • Easier access to financing with lower costs. 
  • Improved Continuity and Business Plan due to the reduction of unforeseen risks, uncertainties, and uncollectible debts.