Property Insurance and Business Interruption
With the Insurance Packages the company can protect its assets and its operation from internal and / or external factors that can cause damages and also contribute to the cessation of its operation resulting in the loss of income.
Coverage can be given to either the building, the content, or both.
There are pre-invoiced coverage packages in the insurance market that may include the following:
- Fire
- Lightning (indirectly or directly)
- Explosion, Smoke
- Building / content earthquake
- Storm – Flood, Snow – Frost – Hail damage
- Terrorist acts – malicious acts, Civil unrest
- Theft, Robbery
- Theft, robbery of money Crystal breakage, Breaking of illuminated signs – signs
- Civil liability for environmental pollution
- Short circuit, electronic equipment coverage
- Debris collection Coverage of money after covert burglary – robbery
- Insurance of objects outside the building – outdoors
- Damage during theft
- Legal protection
- Loss of profits from downtime
- Loss of rent (for landlord)
- Electronic – electrical faults Mechanical errors
- General and Employer liability, Product liability
- Providence term (underinsurance protection)
- Sedimentation – Elevation – Landslide Wireless burglary,
- Accidental waterleakage Costs of prevention – damage reduction
- Water pumping costs, Firefighting costs